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Licensed Moneylender

We provide the prescribed interest rate fixed by the local government which is of 18% annually (For Unsecured Loan aka "Pinjaman Tanpa Cagaran"), and 12% annually (For Secured Loan aka "Pinjaman Bercagar")

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Gold Trading

We provide other financial aid through buying your old or used gold, jewellery based on the latest gold market price.

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Where are we?

We are available in Kedah and Perlis, Northern Malaysia. Our branches are located at Jitra (Headquarter), Alor Star, Kuala Nerang, Gurun, Sungai Petani, and Kangar.

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Our FAQs

For money-lending, if you were or are working for the government bodies, you are ELIGIBLE for our short-term loan at a fixed interest rate of 1.5% (secured loan) or 1% (unsecured loan) monthly.

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Licensed moneylender

Are you an employed government servant who works for any government body?

Are you a pensioner/retired government servant, who used to work with the government previously?

There you go, we are offering you a short term loan to cater to your needs.

Now, you can advance your future salary or pension fund through our service.

We provide the fixed interest rate of:

1.5% monthly / 18% annually (For Unsecured Loan aka "Pinjaman Tanpan Cagaran", and

1% monthly / 12% annually (For Secured Loan aka "Pinjaman Bercagar) based on the prescribed rate determined by the ministry of housing and local government.

every record is of confidential and fast approval.

please do not hesitate to contact us.


More Information

A Licensed Moneylender in Malaysia is bound to the Moneylenders Act 1951. The license is awarded solely from the Ministry of Housing and Local Government.

From July 2010 onwards, the Ministry of Housing and Local Government has increased the penalty for incompliance of the Moneylenders Act 1951, from RM100,000.00 to RM1,000,000.00.

Sri Guan Teik Credit Sdn Bhd is absolutely professional in money-lending sector and we are a licensed moneylender.

Only retired government servants and employed government servants are ELIGIBLE for our loans. For more information, please contact us.


Existing Customers reward

If you are already our existing customers, it is a good new for you. We are creating a word of mouth campaign where introduction of one new customer to us, we will give away a maximum of RM100.00 cash to you.

The Reward Scheme is as following:-

(i) Cash RM100 - For any New Pension Loan Scheme introduced amounting to RM2,001.00 and above.

(ii) Cash RM50 - For any New Pension Loan Scheme introduced amounting to RM2,000.00 and below.

(iii) Cash RM50 - For any new Salary Scheme application inroduced.